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On an $800k home with 10% down, you need around $100k in the bank between the down payment and closing costs. The monthly payment breaks down to roughly $4,600 principal and interest, $833 property tax, about $114 mortgage insurance, and $230 homeowners insurance. That's around $5,800 a month, and closer to $6,000 once you add anything extra. @Minh Nguyen | Mortgage Broker Most people carry debt. Call it about $2,000 a month. Stack that on the mortgage and you are pulling in at least $210,000 a
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Buying a home? 🏡 Negotiation isn’t only about lowering the price! Instead of asking for a price reduction, you may be able to negotiate a $5,000 seller credit and use it toward eligible closing costs, including discount points to buy down your interest rate. 📉 A lower interest rate could mean a lower monthly payment and savings over time. Negotiate smarter—not just on price. 🔑#firsttimehomebuyer #licenserealtor #kurd #arab #realestate @Kale Realty
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